Almost 50 million people in the US have no health insurance plan. Even those who are insured need to deal with deductibles, co-pays, and coverage caps. Costs of services and insurance continue to rise while the level of coverage continues to decline.
Stretch your health care dollars with practices that will help you save on everything, from getting a discount card for prescription drugs to going to university clinics.
Stay Healthy and Fit
The first way to keep health costs low is to stay healthy. You need to have regular physical exams, regular dental care, and eye exams. Staying healthy and fit also means eating well, not drinking and smoking, and exercising. If you take care of your eyes, teeth, and body, you’ll be in good shape.
Get Dental and Eye Care from University Clinics
You can get excellent dental and eye care by going to school or university clinics. These facilities have the latest technologies and employ certified medical professionals in each field. You’ll have to be examined by a student, but there’s always a staff doctor who’ll double check each test. Costs of care are a fraction of what you would find in the private sector.
Use Urgent Care instead of ER for Minor Health Issues
If you have a minor health issue, it’s advisable to go to an urgent care instead of ER. Look for urgent care clinics near you. Write down their contact number and address, and then put that information in your wallet. This way, you’ll know where to go if you need the service.
Keep a Discount Card for Prescription Drugs
You never know when sickness could strike. To be sure, keep your premium discount card for prescription drugs in place. You’ll get better prices for the same quality of medicines with these discount cards. If you need to fill a prescription, you’ll be glad you kept them. Just because you don’t have insurance, doesn’t mean you’ll be stuck paying full retail price.
Health care isn’t going to get cheaper, and you can’t stay healthy by hoping for the best and neglecting your overall wellbeing. If you don’t have an insurance plan that meets all your needs, it’s worth searching for alternatives to save dollars on health care.
After all, what’s more important than your health?